Introduction

Bank Feed is a standalone product that gives your platform secure, consented access to bank account data—including balances, transactions, and account metadata. It is designed purely for data access, not money movement.

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What You Can Do with Bank Feed

• Reconciliation: Match incoming payments against customer bank statements

• Cash Flow Insights: Analyze inflows, outflows, and spending patterns

• Payer/Payee Matching: Extract and compare names, references, and notes to accurately identify transaction parties

• Account Matching: Fetch sort code and account number to link user accounts

• ERP & Dealer Systems: Sync verified bank data with your internal tools

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How It Works

Users connect their bank account through a secure consent flow. Once authorized, you can fetch their transaction history and account details using Atoa’s API. Consent is valid for 90 days and can be renewed or revoked at any time.